According to WHO’s Global Health Expenditure Database, “Out-of-Pocket-Expenditure (OOPE)” in India is among the highest in the world. The nature of expenditure on maternal health care is not an exception even among the BPL families as a major share of it comes from OOPE of the households. This study explored levels and components of out-of-pocket health expenditures in 5 districts — Bangalore Rural, Belgaum, Bellary, Chikmagalur and Haveri. Survey captured OOPE data on maternal health spending starting from the confirmation of pregnancy to post-natal period of 45 days. Expenditure data on service utilization or purchase of service, like consultations, lab tests, scanning, medicines purchase, in kind payments transportation and food were collected.